Digital Wallets, Money Management, and More (2025)

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Save as many cash back1 offers as you want. Earn 2, 3, 4, 5% and more after you check out with PayPal. Check offers for details. Terms and exclusions apply

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Digital Wallets, Money Management, and More (1)

Add another

3% on top

Put it on your PayPal Cashback Mastercard®. You’ll earn unlimited 3% cash back2 on your PayPal purchases. And you’ll earn unlimited 1.5% cash back on all of your other purchases. No rotating categories. No annual fee.3 Just unlimited cash back. Plus, no impact to your credit score if you're declined4.

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Subject to credit approval.

Watch it grow

Roll all that cash back into a high-yield PayPal Savings account. You could earn 4.30% APY.5 That’s earning cash on cash back.

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PayPal Balance account is required to use PayPal Savings. PayPal is a financial technology company, not a bank. Banking services provided by Synchrony Bank, Member FDIC.

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Your transactions are encrypted, helping to keep your identity and financial info safe.

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1

Check offers for details. Terms and exclusions apply.

2

Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.

3

See Terms and Rates for New Accounts.

4

Applications are subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. An approved PayPal Cashback Mastercard application will result in a hard credit inquiry, which may impact your credit score.

5

As of June 07, 2023, the annual percentage yield (APY) for PayPal Savings is 4.00%. This is a variable rate and can change at any time, including after the account is opened.

The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

All screen images are for illustrative purposes only.

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Access conversion tools powered by data from our global network of 430+ million active accounts and the 5 billion cards stored in our payments vault.

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Stay in control of your business with tools that help you manage fraud, minimize declines, and more—without any additional integration.

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EnterpriseRetailWalmart and PayPal's HyperwalletCase Study
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Small BusinessCosmeticsPayPal and KiramoonCase Study

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Digital Wallets, Money Management, and More (2025)
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